Standard Chartered JumpStart Savings Account-i

Get 5% cashback on online retail purchases, zero foreign currency conversion fees and free overseas ATM withdrawals. Plus, 2x access to participating Plaza Premium Lounge globally with campaign terms apply.

Standard Chartered JumpStart Savings Account-iZero currency conversion fee!
Profit Rate
0.05% p.a.
Account Type
Islamic
Phone Banking
Available
Account Statement
eStatement (via email)

Get a FREE
Apple iPhone 15 Pro Max or Apple iPhone 15
worth RM6499
when you apply through RinggitPlus *

Apple iPhone 15 Pro Max or Apple iPhone 15

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1No maximum0.05% p.a.

Features

What would make it different?

Online Banking
Standard Chartered Online Banking
Mobile App
  • Available
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

Early Closure Fee
RM20

Requirements

Minimum Age
  • 18 years old
Who can apply
  • Malaysians
  • Permanent Residents
  • Foreigners

More Information

What’s the benefit of this savings account?

Shop worry-free while you’re abroad as you get zero currency exchange fees when you swipe the JumpStart debit card-i. Want a quick cash withdrawal? No problem, you get free overseas ATM withdrawals too, which means you don't have to pay the RM12 fee levied by Standard Chartered Malaysia. But please note that this ATM withdrawal waiver doesn't cover any charges imposed by overseas banks or third parties.

In addition to that, you also get rewarded with 5% cashback on online spending (local and international) whenever you deposit RM3,000 minimum of fresh funds every month into your account. Your JumpStart account must also be active to enjoy this perk. 

The cashback is capped at up to RM50 per month with terms and conditions applied. Note that e-wallet reloads, petrol and insurance/takaful transactions are excluded from the cashback reward.

Other benefits you get to enjoy include:

  • The convenience of getting more than 30 digital services via the SC Mobile App
  • Able to authenticate all digital banking transactions via the SC Mobile Key
  • Up to 40% off and RM1 exclusive deals with Standard Chartered's Live The Good Life program

How much is the profit rate?

With Standard Chartered JumpStart Savings Account-i, you get 0.05% profit regardless of your account balance, unlike other savings accounts that typically adopt a tiered profit system. 

Additionally, if you deposit a minimum of RM3,000 fresh funds monthly, you can enjoy free MEPS ATM withdrawals nationwide at the end of every calendar month!

Travel perks with JumpStart savings account-i

You can enjoy 2x complimentary access to participating Plaza Premium Lounge in Malaysia and abroad. Simply maintain your account balance with at least RM100,000 during the month you enter the participating airport lounge and the following month after the access to enjoy this perk.

However, note that you must pay upfront on the lounge access fee with your JumpStart debit card-i. The fee will be refunded to you 2 months after the lounge visit with up to RM150 eligible refund per visit. 

Check out the terms and conditions here for more details about the complimentary access, the refund illustration and the list of airport lounges.

On top of that, enjoy exciting travel deals specially curated for you by Standard Chartered Malaysia. Some of the deals you get to enjoy include:

  • Explore the 7 Wonders of the World with savings of up to RM12,000 per couple by Sedunia Travel
  • Up to 10% off Malaysia Airlines economy class tickets to Tokyo (Narita), Perth, Seoul (Incheon), Hong Kong and Bangkok by Mayflower
  • Up to 20% off hotel bookings worldwide by Agoda
  • Up to 40% off and exclusive 1+1 deal for Samsonite & Kenvelo Luggage
  • Up to 10% cashback on hotel bookings worldwide by Booking.com
  • Extra 10% off storewide by Travel For All;
  • And so much more!

What’s the eligibility to open this account?

Any Malaysian, permanent resident or foreigner of at least 18 years of age is eligible for this savings account-i. No minimum deposit is required to open an account. Other fees include the following:

  • Annual debit card fee: RM8
  • Early account closure (within 3 months): RM20
  • Paper statement (if required): RM2

Open an account with us and bring home exciting gifts!

From 31 January 2024 until 31 July 2024, stand a chance to bring home an Apple iPhone 15 Pro Max, Apple iPhone 15 or guaranteed RM100 Touch ‘n Go E-Wallet Credits just by opening a Standard Chartered JumpStart Savings Account-i with RinggitPlus!

To be eligible for the sign-up gift(s), you must be at least 18 years old and hold a valid Malaysia IC to open an account. Once approved, you must: 

  • Deposit a minimum balance of RM5,000 to your new JumpStart Savings Account-i and maintain this balance until the end of every month for three (3) months from the account opening date
  • And swipe three (3) times on the debit card within the same 3-month period.

The individuals who are not eligible for this campaign include the existing Standard Chartered JumpStart Savings Account-i holder, permanent and contract employees of the bank and those who are already participating in any other ongoing Standard Chartered savings account/-i sign-up promotions.

Referring to the campaign’s terms and conditions, here’s how you can win:

1. Premium Gift: Apple iPhone 15 Pro Max or Apple iPhone 15 (Capped at one unit for each)

  • Deposit (in a single transaction) and maintain RM5,000 at the end of every month, for 3 months; and
  • Swipe 3x using the debit card with no minimum transaction amount within the same period; and
  • Be a ‘Top Depositor’ with the highest deposit amount throughout the campaign period to win!

Note that the qualified applicant with the highest average deposit amount throughout the campaign will get the Apple iPhone 15 Pro Max, whereas the recipient of the Apple iPhone 15 will be randomly selected from the qualified applicant list.

2. Guaranteed Gift: RM100 Touch 'n Go E-Wallet Credit

  • Deposit and maintain a minimum month-end balance of RM5,000 for 3 months; and
  • Swipe 3x using the debit card with no minimum transaction amount within the campaign period to win!

Do read through the T&C to find more details or you can reach out to us at [email protected]. This campaign ends on 31 July 2024 at 11am, so don’t miss out!

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