Public Bank 5 Home Plan

A term housing loan with no processing and monthly fees. Deposit extra cash to reduce your principal and withdraw excess money when you need extra funds.

Public Bank 5 Home Plan
Tenure
Up to 35 years
Interest Rate
from 4.22% p.a.
Loan type
Semi-Flexi loan
Interest Type
Fixed/Floating interest rate
Lock In Period
3 years
Margin of finance
up to 90%
Approval in
30 days

Interest Rate

The interest paid based on the home loan amount borrowed

You borrowEstimated Interest Rate
more than RM200,0004.22% p.a.
*Effective interest rate will be determined by Public Bank upon approval.

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 70 years old
Who can apply
  • Any nationality
  • Salaried employee
  • Self-employed

Fees & Charges

Late Penalty Fee
1% p.a. of the outstanding amount
Withdrawal Fee
RM50 
Processing Fee
RM50 to RM200, depending on the financing amount
Early Settlement Fee
2% to 3% within 3-year retention period, depending on loan size
Redemption Letter Fee
RM50 per request
Letter for EPF Withdrawal Fee
RM20 per request
Insurance Types
  • MRTA

More Information

Home Loan » Public Bank

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