5% Weekend Cashback!
Maybank 2 Gold Cards: The Best No-Fee Credit Card for Maximum Rewards
Looking for a credit card that offers cashback, rewards, and zero annual fees? The Maybank 2 Gold Cards are an excellent option. This unique dual-card setup includes both the Maybank 2 Gold Mastercard and the Maybank 2 Gold American Express, allowing you to earn more with every purchase and maximize savings.
Whether you're a frequent shopper, foodie, or traveler, these cards offer unbeatable benefits.
Why the Maybank 2 Gold Cards Stand Out
If you want to earn high rewards without high costs, here’s why the Maybank 2 Gold Cards stand out:
- 5% Weekend Cashback on dining, shopping, and entertainment when you use the Maybank 2 Gold American Express on weekends, capped at RM50 per month.
- 5x TreatsPoints on weekday transactions using the American Express card, allowing you to accumulate rewards faster.
- 1x TreatsPoints on Mastercard transactions, making every ringgit spent valuable. No TreatsPoints for Mycdd, Government Bodies, JomPay, FPX, and E-Wallet reloads.
- Flexible Reward Redemptions – Convert TreatsPoints into cashback, shopping vouchers, gifts, or air miles with airlines.
- Pro Tip: Use the American Express for weekend dining and shopping to maximize cashback, while the Mastercard is ideal for international transactions and at non-AMEX merchants.
No Annual Fees & Flexible Payment Options
One of the best features of the Maybank 2 Gold Cards is that they come with no annual fees for life. Here are the additional benefits:
- No Annual Fees for Life – Never worry about annual card renewal fees. You only need to pay the RM25 government service tax annually.
- Maybank EzyPay & EzyPay Plus – Convert large purchases into 0% interest installment plans for up to 36 months.
- Balance Transfer Plans – Transfer existing credit card balances and enjoy lower interest rates.
- Cash Treats Feature – If you need quick cash, you can easily access funds with Maybank’s cash advance option.
Maybank 2 Gold Cards Finance Charge
Maybank offers competitive interest rates based on your repayment record:
| Conditions of Repayments | Tiered Interest Rate (Per Annum) |
| Prompt Repayment every month | 15% |
| Prompt Repayment 10 out of 12 months | 17% |
| Prompt Repayment of less than 10 out of 12 months AND New Cardmembers | 18% |
Enjoy a 20-day interest-free period if you pay off your balance in full each month. A late payment fee of 1% of the outstanding balance (minimum RM10, maximum RM100) applies if you miss the payment deadline.
Am I eligible to apply and what are the required documents?
If you're a Malaysian who owns a Maybank account and is earning a minimum annual income of RM30,000, you are eligible to apply for this credit card. If you're an expatriate, you need to have a minimum annual income of RM60,000 and own a Maybank account to be eligible.
To apply as the principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of your IC (both sides) or Passport
- Copies of Business Registration Certificates/Trading License/Form 9, Form 24, Form 49
- Form B/Latest EA form
- Latest 6 months personal/company bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.
