Maybank 2 Gold Cards

Pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX, 5x TreatsPoints on all retail and 5% cashback on weekend spends!

Maybank 2 Gold Cards5% Weekend Cashback!
Min. Income
RM2,500/month
Annual Fee
Free
Cashback
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Cashback

Spend any amount on the weekends, and get 5% cashback on all spending locally or abroad charged to your Maybank 2 American Express Card, capped at RM50 per month per principal cardholder.

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
All Local and Overseas Spending With Maybank 2 American Express Card (Weekends)5%RM50any amount on weekends only

Rewards

5x TreatsPoints for all weekday spending on your Maybank 2 American Express Card. You can also earn 1x TreatsPoint on all your spending with MasterCard or Visa. The accumulated TreatsPoints can be redeemed with gifts, vouchers and air miles (14,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).

Maybank TreatsPoints
EarnSpend
5 points on every RM1on all retail spend on weekdays with Maybank 2 American Express Card, including petrol (capped at RM500 per transaction)
1 point on every RM1on all retail spend (local and abroad) with Maybank 2 MasterCard or Visa
1 point on every RM1on utilities, education, insurance and EzyPay Instalment

Petrol

Swipe on petrol during the weekdays, and get 5x TreatsPoints (capped at RM500 per transaction, and if exceeded RM500, you'll earn 1x TreatsPoints instead) with your American Express Card or 1x TreatsPoints every day with your Maybank 2 MasterCard or Visa.

Balance Transfer

Maybank Balance Transfer Program offers interest rates from 0% and payment terms of up to 36 months with a minimum transfer amount of RM1,000. This way, you will be able to clear all your outstanding debts in no time.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
9 months9% p.a. and no one-time upfront handling feefrom RM1,000
12 months12% p.a. and no one-time upfront handling feefrom RM1,000
24 months4.5% p.a. and no one-time upfront handling feefrom RM1,000
36 months4.95% p.a. and no one-time upfront handling feefrom RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for instalments up to 24 months and low-interest rates. No penalty for early payment.

Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feeRM1,000
6 months0% p.a. and no one-time upfront handling feeRM1,000
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,000
24 months0% p.a. and no one-time upfront handling feeRM1,000
36 months0% p.a. and no one-time upfront handling feeRM1,000
Learn more about Maybankard EzyPay
Maybankard EzyPay PLUS
Pay OverWith Interest Rate AtWhen You Spend
6 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
12 months9% p.a.and no one-time upfront handling feefrom RM500to RM30,000
18 months9% p.a.and no one-time upfront handling feefrom RM3,000to RM30,000
24 months9% p.a.and no one-time upfront handling feefrom RM5,000to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary card

    Free for life

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM30,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Malaysians and Expatriates

Features

Easy Payment Plan
Maybankard EzyPay
EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
Maybankard EzyPay PLUS
A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Cash Advance / Cash Loan
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Balance Transfer Plans
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.

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Credit Card » Maybank

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