BSN Visa Platinum
Get a little more of everything with the BSN Visa Platinum — global privileges, premium insurance protection and best of all, it's totally free.
No Annual FeeProduct summary
- Min. Income
- RM4,000/month
- Annual Fee
- Free
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 13.5% p.a.
- Interest-free
- 20 days
Hear from our users
Rewards
Earn points for every Ringgit you spend with your card! Get 1x Happy Reward Points for every RM1, and twice that when you spend overseas. Reward yourself and redeem great gifts — gadgets, household appliances, vouchers and much more!
Earn | Spend |
---|---|
2 points on every RM1 | overseas retail spending |
2 points on every RM1 | local dining, golf and travel outlet |
1 point on every RM1 | local retail spending |
Travel
Collect rewards and redeem Enrich Miles. Get complimentary coverage for travel inconveniences when you purchase your flight tickets with this card as well.
Travel Coverage | Sum Insured |
---|---|
Travel Insurance | Up to RM300,000 |
Delayed Flight | Up to RM600 |
Missed Flight | Up to RM600 |
Lost Luggage | Up to RM2,000 |
Delayed Luggage | Up to RM2,000 |
Balance Transfer
BSN Balance Transfer offers attractive interest rates from 0% p.a. and repayment terms of up to 48 months. Find out how much more you can save when you get to choose a 12, 24, 36 or 48 months balance transfer!
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.99%one-time upfront handling fee | from RM500 |
12 months | 3.99% p.a. and no one-time upfront handling fee | from RM500 |
24 months | 3.99% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 3.99% p.a. and no one-time upfront handling fee | from RM2,000 |
48 months | 4.99% p.a. and no one-time upfront handling fee | from RM3,000 |
Easy Payment Plans
BSN Instalment-Pay offers repayment terms of 6, 12 and 24 months on any retail purchases at one-time interest rates from 3-5%. Or you can also opt for BSN EasyPay for any other participating merchant.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
36 months | 0% p.a. and no one-time upfront handling fee | RM500 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 3% one-time upfront handling fee | RM500 |
12 months | 4% one-time upfront handling fee | RM1,000 |
24 months | 5% one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM75
- Cash withdrawal Fee
- RM10 or 5% of withdrawn amount, whichever is higher
- Daily Maximum Cash Withdrawal
- Up to 75%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM48,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians Only
Features
- Easy Payment Plan
- BSN EasyPay
- Buy whatever you want with BSN EasyPay and enjoy a flexible instalment plan with 0% interest.
- BSN Instalment-Pay
- Shop now and pay later! Pay for your shopping at zero interest for up to 24 months. You only need to pay a one-time upfront fee.
- Cash Advance / Cash Loan
- BSN EasyCash
- Need fast cash for an emergency? BSN EasyCash allows you to access cash up to 80% of your credit card limit at a low interest rate starting from 0%.
- Balance Transfer Plans
- BSN Balance Transfer Programme
- Transfer your outstanding debts from any other credit card to BSN. Consolidate your credit card bills with a low-interest flexible payment package.