What is the EZCergas about?
EZTakaful’s EZCergas is a personal accident takaful protection plan made to be more affordable, more useful and with great coverage for everyone that takes up the plan. The plan allows you to also take up some additional coverage and customize your protection details.
What does it cover then?
The plan will cover hospital and medical treatments as well. You will receive a daily hospital income benefit, double for the use of the ICU and even a post-hospitalization benefit.
There are other benefits that might be useful to you and you can add on when you decide to buy the plan. First option is Dengue and Malaria Daily Hospital Income Benefit, to allow for treatment if you are hit with one or both of these diseases. Following that, you there is the optional coverage for motorcycle accidents, if you find yourself to be a little unlucky on the roads.
Next up, there is an optional protection for accidental major surgery, this is in the case that you require a surgery that does not fall within the parameters of the stand-alone plan. Finally, the plan offers you the option of taking up an added benefit for outpatient cash for emergency treatment. When you go to buy your insurance, you can either select all these options or two of them as you see fit.
Who is eligible for this protection?
The plan is open to any Malaysian over the age of 18 with a maximum entry age of 60. This plan is not limited to individual applicants and will accept the application for families, single parents with kids and even couples.
Any child added under a combined protection will need to be between 6 months and 23 years of age, provided they are still full-time students. There is no limit to the number of children you intend to cover.